Financial Product development for irrigation

# Context Ghana remains the world's second-largest cocoa producer - generating $2.2 billion in annual foreign exchange and supporting approximately 800 - 000 smallholder farming households across eight cocoa-growing regions. Yet beneath this economic significance lies a productivity crisis that threatens both farmer livelihoods and national economic sustainability. For the past decade - national average cocoa productivity has stagnated at 400-500 kg per hectare. According to the Business development for irrigation in Ghanaian cocoa sector study - commissioned by RVO - attainable yields of 1 - 700-2 - 500 kg per hectare are achievable under irrigated conditions combined with good agricultural practices. This represents a 65-80% unrealized productivity gap far exceeding typical agricultural performance disparities. The study indicates that during field assessments - farmers consistently documented physiological stress during the dry...